Towards the end of 2024, a new e-commerce store— Temu— was everywhere on the internet. They were offering unbelievable discounts, and many people caught the Temu fever. But many Nigerians were disappointed when they couldn’t pay with their Naira cards. Many missed out on specific discounts.
If only they knew they could instantly get a virtual dollar card to buy their favourite items on Temu. Even still, some people got virtual dollar cards which turned out to be problematic. Fortunately, this article gives a rundown of the top 5 most reliable virtual dollar cards in Nigeria.
For more context, virtual dollar cards are digital cards you can use to make dollar payments without stressing to get physical cards. These virtual cards can be used to subscribe to platforms like Netflix and Amazon Prime, shop on websites like Temu, or pay travel bills like airline tickets.
Top 5 Dollar Card Providers in Nigeria
The top 5 most reliable virtual dollar cards in Nigeria are Cardtonic, Klasha, Bitsika, Cardify, and Mintyn. To avoid disappointments from unreliable virtual card providers, you should use one of these cards.
1. Cardtonic
Cardtonic is a top gift card trading platform in Nigeria and Ghana. But they’re not only superstars when it comes to gift card trading alone. Their virtual dollar card is the best one you can find in Nigeria. Everything you need in a virtual dollar card is packaged in this one virtual card that makes your checkout process seamless. You only need to pay a one-time card creation fee of $1.5.
Whether you’re a music aficionado who cannot do without Apple Music or a film enthusiast who needs to subscribe to Netflix or Amazon Prime, this card takes care of your subscription needs. Not only that, Temu or AliExpress cannot deny your card anymore because you’re using Cardtonic’s virtual dollar card.
With this card, you won’t have to deal with annoying conversion rate fees, you can fund the card in naira and don’t encounter monthly spending limits. Customer support is also at your service 24/7, so you’re never alone if you have questions.
How do you get it? Download the Cardtonic app, set up your account, go to the “Virtual Dollar Card” section, and apply for one. You need to do a quick KYC that takes only a few minutes to complete with just your date of birth, BVN, and photo needed.
If you’re looking for a top, globally accepted, secure, and easy-to-use virtual dollar card in Nigeria, you should check out Cardtonic.
2. Klasha
Be it to pay for subscriptions, international fees, and shopping checkouts, Klasha is one of the best virtual dollar card providers in Nigeria. The card works well on various platforms.
It has a $2 card creation fee, and the app is available to download from your app store. The exchange rates are competitive, and the app allows you to track your transactions and card activities.
3. Bitsika
One interesting thing about this card is that you can fund it in either naira or crypto. It is globally accepted on different platforms, and you only need to pay $3 as a card creation fee.
With Bitsika’s virtual dollar card, your shopping, subscriptions, and other dollar payments are settled quickly. The card is also safe and secure to use.
4. Cardify
Cardify’s virtual dollar card can be funded with either naira or USDT. It has a $2 card creation fee and is accepted globally on different platforms for shopping, subscriptions, and other dollar payments.
The app has a feature that allows you to track your card activities and transactions to keep you well-informed on your spending.
5. Mintyn
You need to download the Mintyn app, set up your account, and request/activate a virtual dollar card, which takes only a few minutes to get.
You can use it to make payments for subscriptions, shopping, etc.
Frequently Asked Questions About Top Virtual Dollar Card Providers in Nigeria
1. How Can I Get a Virtual Dollar Card in Nigeria?
Getting a virtual dollar card in Nigeria is easy because it takes only a few minutes from the comfort of your home. Choose the virtual dollar card you want, e.g. Cardtonic, set up your account, and apply for a virtual dollar card.
2. What is the Best Virtual Dollar Card Provider in Nigeria?
Cardtonic is the best virtual dollar card provider in Nigeria. It is fast, easy, and secure. You only have to pay a one-off card creation fee, and no maintenance fees are attached. What’s more? It’s accepted globally across various platforms.
3. Which Nigerian Bank Has a Virtual Dollar Card?
Banks like Wema Bank and Stanbic IBTC have virtual banks called ALAT by Wema and Virtual Dollar Debit Mastercard, respectively.
4. What Documents Do I Need to Get a Virtual Dollar Card?
You do not need any documents to get a virtual dollar card. You only need your BVN and basic information like your date of birth.
5. Are There Fees Attached to Virtual Dollar Cards?
Yes, fees are usually attached to virtual dollar cards. They come in card creation fees, maintenance fees (for some cards), and transaction fees.
Conclusion
These Top 5 virtual dollar card providers in Nigeria are good options for making seamless international payments. However, this post has shown Cardtonic to be the best.
If you want a virtual dollar card that gives you everything you want and need in one card, you should download the Cardtonic app and request a virtual dollar card. It takes only a few taps to get one, a $1.5 card creation fee, and no maintenance fees. The customer support team is also there to help whenever you need help.