Shriram Finance Ltd reported a consolidated net profit of ₹2,315 crore for the July–September quarter (Q2 FY26), up 11.6% year-on-year from ₹2,075 crore, slightly above CNBC-TV18’s poll estimate of ₹2,216 crore.
The company’s net interest income (NII) rose 10% year-on-year to ₹6,026 crore, compared with ₹5,464 crore in the same quarter last year, broadly in line with expectations.
Pre-provision operating profit (PPOP) came in at ₹4,446 crore, marginally higher than the projected ₹4,390 crore.
Net interest margin (NIM) for the quarter stood at 8.19%, nearly matching the estimated 8.20%, reflecting disciplined cost control and steady yields.
The lender declared an interim dividend of ₹4.80 per share (240%) of face value ₹2/- each for FY26, payable to shareholders whose names appear on the record date of November 7, 2025. The dividend payout will be completed by November 30, 2025, the company said.
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Shriram Finance’s board also approved a resource mobilisation plan to raise funds through the issuance of redeemable non-convertible debentures (NCDs), subordinated debentures, and bonds on a private placement or public issue basis between November 2025 and January 2026. Additionally, it cleared a postal ballot to renew the company’s borrowing limit of up to ₹35,000 crore.
Following the announcement, shares of Shriram Finance Ltd traded 3.6% higher at ₹765 on the NSE, after touching an intraday high of ₹768.70, as investors cheered the company’s steady operational performance and dividend declaration.
