Social Security uncertainty and policy changes are driving more people to file
With a significant rise in Social Security applications, retirees face financial decisions influenced by legislation and economic concerns in today’s climate.
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After a quirk in the May/June Supplemental Security Income checks schedule, those who receive monthly SSI benefits will be getting them on a normal schedule in July.
SSI recipients got two checks in May – their May SSI payment issued on May 1 and their June payment on May 30 – because of quirks in the Social Security Administration’s calendar. Typically, the payments are issued on the first day of the month, and the May 1 payment went out as expected. But because June 1 fell on a weekend, the payment was sent on May 30, the last business day of May.
Payments in July and August will arrive on a more normal schedule, with the July payment issued on Tuesday, July 1, and the August payment on Friday, Aug. 1, according to the SSA calendar.
Overpayments could affect your July Social Security payment
Social Security payments go out this month on a normal schedule. However, if you happened to have been overpaid by the Social Security Administration (SSA), your check may soon be a bit smaller.
That’s because the SSA is expected in late July to begin withholding 50% of benefits for those who have been overpaid but have yet to begin repayments. There’s no public figure on how many recipients have been overpaid, but the SSA tried to reclaim overpayments from about 2 million people in the fiscal year that ended September 2023, according to KFF and Cox Media Group, based on data acquired in a Freedom of Information Act request.
Social Security benefits – mostly for those who are older or retired – typically are paid on Wednesdays. Your payment date depends on your birthdate: if it falls between the first and 10th days of the month, you are issued payments on the second Wednesday of the month (this month that’s July 9), according to Social Security Administration’s calendar.
Bucks County, Philadelphia Social Security offices
- Social Security Office, 444 Lincoln Hwy, Fairless Hills, PA 19030
- Social Security Office, Northeast Philadelphia, 9300 Ashton Road #4, Philadelphia, PA 19114
When are SSI payments sent out for July? See full 2025 payment schedule
SSI beneficiaries will also get two checks in August, October and December. That’s because the first date of the following month lands on a weekend or holiday.
Here are the dates for SSI payments for the rest of 2025, according to the SSA calendar:
- Tuesday, July 1, 2025 (Check for July 2025)
- Friday, Aug. 1, 2025 (Check for August 2025)
- Friday, Aug. 29, 2025 (Check for September 2025)
- Wednesday, Oct. 1, 2025 (Check for October 2025)
- Friday, Oct. 31, 2025 (Check for November 2025)
- Monday, Dec. 1, 2025 (Check for December 2025)
- Wednesday, Dec. 31, 2025 (Check for January 2026)
What is SSI?
There are about 7.4 million Americans who may be disabled or have limited resources getting monthly Supplemental Security Income (SSI) benefit payments.
SSI provides benefits for those with limited income or resources, those aged 65 or older, and those who are blind or have a qualifying disability. Children with a qualifying disability can also get SSI, according to the Social Security Administration’s website.
Adults who earn more than $2,019 from work monthly, typically do not qualify for SSI. About one-third of those SSI recipients also get a benefit from Social Security.
Those who may be eligible for SSI can begin the application process online, in person at your local Social Security office, or by calling 1-800-772-1213 (TTY 1-800-325-0778) from 8 a.m. to 7 p.m. local time during the work week.
Mike Snider is a reporter on USA TODAY’s Trending team. You can follow him on Threads, Bluesky, X and email him at mikegsnider & @mikegsnider.bsky.social & @mikesnider & [email protected]
